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camt.054 message

This message is sent by the account servicer to an account owner or to a party authorised by the account owner to receive the message. It can be used to inform the account owner, or authorised party, of single or multiple debit and/or credit entries reported to the account.

camt.054 is the debit/credit notification sent to the account owner whenever a transaction happens on that account.

info

It can be used to

  • report pending and booked items
  • notify one or more debit entries
  • notify one or more credit entries
  • notify a combination of debit and credit entries
caution

It does not contain balance information

info

Corresponds to MT900/910

Structure​

Structure

Entry Status​

info

Entry(Ntry) - Status(Sts) - Code(Cd) tag will provide the status of the entry

CodeNameDefinition
BOOKBookedBooked means that the transfer of money has been completed between account servicer and account owner.
FUTRFutureEntry is on the books of the account servicer and value will be applied to the account owner at a future date and time.
INFOInformationEntry is only provided for information, and no booking on the account owner's account in the account servicer's ledger has been performed.
PDNGPendingBooking on the account owner's account in the account servicer's ledger has not been completed

Message Flow​

Messahe Flow

Examples​

Notification from a correspondent​

Cover

Notification from a correspondent as well as creditor agent​

This is possible if the account owner (Your client) has capability to receive camt.054

agent